Terms of Service

Last updated: 15th January 2026

Acceptance of Terms

Welcome to SolarCascade. These Terms of Service ("Terms") govern your use of the SolarCascade website located at solarcascade.world ("Service") operated by SolarCascade Ltd ("us", "we", or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

Description of Service

SolarCascade provides educational guidance and information related to student loans and debt management through our website, blog content, and consultation services. Our services include educational resources, guidance on student loan options, debt management strategies, and related financial education content.

User Obligations

By using our Service, you agree to:

  • Provide accurate and truthful information when contacting us or using our services
  • Use the Service only for lawful purposes and in accordance with these Terms
  • Not use the Service in any way that could damage, disable, or impair the website
  • Not attempt to gain unauthorised access to any part of the Service
  • Respect the intellectual property rights of SolarCascade and third parties
  • Not use the Service to transmit any harmful, offensive, or inappropriate content
  • Comply with all applicable laws and regulations when using our Service

Educational Nature of Content

The information provided on our website and through our services is for educational and informational purposes only. It should not be considered as professional financial advice, legal advice, or a substitute for consultation with qualified professionals. You should always consult with appropriate professionals regarding your specific financial situation and student loan decisions.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of SolarCascade Ltd and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without our prior written consent.

User-Generated Content

If you submit any content to us through contact forms, comments, or other means, you grant SolarCascade a non-exclusive, royalty-free, perpetual, and worldwide licence to use, reproduce, modify, and distribute such content for the purpose of providing and improving our services. You represent and warrant that you own or have the necessary rights to grant this licence and that your content does not violate any third-party rights.

Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our Service. By using our Service, you agree to the collection and use of information in accordance with our Privacy Policy.

Limitation of Liability

To the fullest extent permitted by applicable law, SolarCascade Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of the Service. In no event shall our total liability to you for all damages exceed the amount paid by you to SolarCascade in the twelve months preceding the claim.

Disclaimer of Warranties

The information on this Service is provided on an "as is" basis. To the fullest extent permitted by law, SolarCascade excludes all representations, warranties, conditions, and other terms which might otherwise be implied by statute, common law, or the law of equity. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free.

Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by SolarCascade. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that SolarCascade shall not be responsible or liable for any damage or loss caused by your use of any third-party content, goods, or services.

Indemnification

You agree to defend, indemnify, and hold harmless SolarCascade Ltd and its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from your use of the Service, your violation of these Terms, or your violation of any third-party rights.

Termination

We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately. If you wish to terminate your use of the Service, you may simply discontinue using the Service.

Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

Governing Law

These Terms shall be interpreted and governed by the laws of Cyprus and the European Union, without regard to conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Cyprus. If you are a consumer resident in the European Union, you may also bring proceedings in the courts of your country of residence.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have between us regarding the Service.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@solarcascade.world

Phone: +357 22224981

Address:
SolarCascade Ltd
Poseidonos Avenue 51
Nicosia, 1029
Cyprus

These Terms of Service are governed by the laws of Cyprus and the European Union. SolarCascade Ltd is registered in Cyprus with company number HE621524.